Terms of Use

Acceptance of terms

These Terms of Use govern your access to and use of https://stage.brainoxa.com (the "site"). By browsing or using the site, you agree to these terms. If you do not agree, please discontinue use of the site.

Use of the site

You may use this site for personal, non-commercial, informational purposes. You agree not to misuse the site, including by attempting to disrupt its normal operation, scraping content at scale for republication, injecting malicious code, or using automated tools to access the site in a way that places unreasonable load on it.

Content and intellectual property

Unless otherwise noted, the text, design, layout, and graphics on this site are the property of Everyday Money Habits and are protected by applicable copyright and intellectual property laws. You may quote short excerpts with a clear attribution and a link back to the original article. Reproducing full articles elsewhere without permission is not permitted. To request permission for a larger use, reach out through our contact page.

No professional relationship

Using this site, submitting a message through the contact form, or engaging with any content here does not create a financial advisory, legal, accounting, or other professional relationship between you and Everyday Money Habits. See our full disclaimer for more detail on the nature of the content published here.

Third-party links and advertising

This site may contain links to third-party websites and may display third-party advertising. We are not responsible for the content, accuracy, or practices of third-party sites, and their inclusion does not imply endorsement. See our Privacy Policy for more on advertising and cookies.

Disclaimer of warranties

This site and its content are provided "as is" and "as available," without warranties of any kind, whether express or implied, including but not limited to warranties of accuracy, completeness, or fitness for a particular purpose. We do not warrant that the site will be uninterrupted, error-free, or free of harmful components.

Limitation of liability

To the fullest extent permitted by law, Everyday Money Habits and its writers, editors, and operators will not be liable for any direct, indirect, incidental, or consequential damages arising from your use of, or inability to use, this site or reliance on any content published on it. This includes, without limitation, financial decisions made in reliance on general information provided here — see our disclaimer for more on why content here should not be treated as personalized advice.

Changes to the site and these terms

We may modify, suspend, or discontinue any part of the site at any time, and we may update these terms periodically. Continued use of the site after changes take effect constitutes acceptance of the revised terms. We recommend checking this page occasionally if you are a frequent reader.

Governing law

These terms are governed by the laws of the jurisdiction in which Everyday Money Habits operates, without regard to conflict-of-law principles, to the extent permitted by applicable law.

Contact

Questions about these terms can be sent through our contact page.