Privacy Policy

Overview

Everyday Money Habits ("we," "us," or "this site") publishes general-information articles about personal-finance habits. This policy covers the site you are currently on, at https://stage.brainoxa.com. We do not require account creation to read the site, and we collect far less information than most sites of this kind — but the sections below explain exactly what is collected and why.

Information we collect directly

If you use the contact form, we collect the name, email address, and message you submit, solely to respond to your inquiry. We do not sell, rent, or share this information with third parties for marketing purposes. Contact submissions are retained only as long as needed to resolve the inquiry and for a reasonable period afterward for our own records.

Cookies and similar technologies

Cookies are small text files stored on your device. This site uses a small number of them, which generally fall into two categories:

• Necessary / functional cookies — used for basic site behavior, such as remembering that you have already responded to the cookie consent banner. These do not require consent under most regulations because the site cannot function as intended without them.
• Advertising and measurement cookies — if and when advertising is active on this site, third-party advertising vendors (which may include Google, operating through Google AdSense) may set cookies to serve and measure ads, including personalized ads based on your visits to this and other websites. Where required by law — including for visitors in the EEA and UK — these cookies are only set after you provide consent through the cookie banner shown on this site.

You can withdraw or change cookie consent at any time by clearing your browser's cookies for this site and revisiting, which will show the consent banner again.

Third-party advertising vendors

This site is built to support display advertising served through Google AdSense and, potentially, other third-party advertising networks. These vendors may use cookies, device identifiers, or similar technologies to serve ads based on your prior visits to this site and other sites on the internet.

You can opt out of personalized advertising from Google specifically by visiting Google Ads Settings. You can also visit www.aboutads.info to opt out of personalized advertising from participating third-party vendors more broadly. Opting out of personalization does not mean you will see fewer ads overall — it means the ads you see will be less tailored to your browsing activity.

Non-personalized advertising

If you decline ad personalization through this site's cookie banner or through Google's own settings, you may still be served non-personalized ads based on limited contextual information, such as the general content of the page you are viewing, your approximate location, or your device type — as permitted under the relevant advertising network's policies.

Analytics

We may use privacy-conscious analytics to understand which articles are useful and where the site is difficult to navigate, such as aggregate page-view counts. Where analytics tools rely on cookies or similar identifiers, they are covered by the cookie categories described above.

Children's privacy

Everyday Money Habits is intended for a general adult and young-adult audience. While one of our topic areas discusses teaching children about money, the site itself is not directed at children under 13, and we do not knowingly collect personal information from children under 13. If you believe a child has submitted information through our contact form, please contact us and we will remove it.

Your rights and choices

Depending on where you live, you may have rights to access, correct, or delete personal information we hold about you, or to object to certain processing, including advertising personalization. To exercise any of these rights regarding data submitted through our contact form, reach out via the contact page. For advertising-related choices specifically, use the cookie banner on this site or the Google and industry opt-out tools linked above.

Data security

We take reasonable steps to protect information submitted to us, but no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

Changes to this policy

We may update this policy from time to time as the site, its advertising setup, or applicable law changes. The "last updated" date at the top of this page reflects the most recent revision. Continued use of the site after changes take effect constitutes acceptance of the revised policy.

Contact

Questions about this policy can be sent through our contact page.